WE NEED TO TALK ABOUT CREDITS LLC RE: CFO…

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UPDATE:

 

NEWS FLASH: GEOFF WILLIAMS IS NO LONGER BEING ADVERTISED AS CFO OF CREDITS LLC

THIS IS A VERY IMPORTANT ANNOUNCEMENT!

Please stand by for information that effects every investor in Credits Pre ICO / ICO and Crowdsales.

PLEASE READ COMMENTS BELOW FOR MORE DETAILS.

Legal eyes: “fail[ing] to disclose material facts” “A material fact is defined as a fact which, if known, would have affected the judgment of one or more of the parties to a transaction. In an action for fraud, a material fact must be of sufficient importance to the matter that a reasonable person would have been likely to rely on it.”

If you, loved ones, friends, associates etc are contemplating investing in Credits I urge you to seek competent counsel before doing so. I am advising my family. friends, church community any / all associates in my network past and present to not do so for many reasons that will be made clear publicly above and beyond what is obviously public.

Trust but verify. Do your due diligence.

THIS IS AN VERY IMPORTANT ANNOUNCEMENT! THIS IS NOT FUD IF YOU KNOW OF OTHER INVESTORS IN CREDITS PLEASE TELL THEM TO GET TO THIS REDDIT SUB AND OR FACEBOOK GROUP

Will The Real Geoff Williams Please Stand UP! Cred CX – Credits Cryptocurrency

To begin. Red flags popping up on several fronts.

 

WE NEED TO TALK ABOUT CREDITS LLC RE: CFO… from r/CreditsCryptocurrency

⚡️


FACEBOOK ANNOUNCEMENT AND GROUP:

https://www.facebook.com/groups/786002474916929/

11 Replies to “WE NEED TO TALK ABOUT CREDITS LLC RE: CFO…”

  1. NEWS FLASH: GEOFF WILLIAMS IS NO LONGER BEING ADVERTISED AS CFO OF CREDITS LLC

    THIS IS A VERY IMPORTANT ANNOUNCEMENT! Please stand by for information that effects every investor in Credits Pre ICO / ICO and Crowdsales.

    Legal eyes: “fail[ing] to disclose material facts” “A material fact is defined as a fact which, if known, would have affected the judgment of one or more of the parties to a transaction. In an action for fraud, a material fact must be of sufficient importance to the matter that a reasonable person would have been likely to rely on it.”

    If you, loved ones, friends, associates etc are contemplating investing in Credits I urge you to seek competent counsel before doing so. I am advising my family. friends, church community any / all associates in my network past and present to not do so for many reasons that will be made clear publicly above and beyond what is obviously public.

    Trust but verify. Do your due diligence.

    THIS IS AN VERY IMPORTANT ANNOUNCEMENT! THIS IS NOT FUD IF YOU KNOW OF OTHER INVESTORS IN CREDITS PLEASE TELL THEM TO GET TO THIS REDDIT SUB AND OR FACEBOOK GROUP

  2. The director @ Credits LLC writes to me this morning: “I advise you to keep my name off social media” – I told him I was not taking advisement from him. It (your name / alias) is on your website… That really just shows the world where you are at sir. If people do not want to know they will look away it’s their choice whether or not they do their diligence or not or want as much disclosure as is possible and to think it should not be mentioned in it’s investor and users group is quite telling in deed!.

    AND that “Company is being acquired.” –

    By a Nevada entity, that is my hypothesis for obvious reasons!

    Perhaps with the same actors seen or unseen. A corp shell game to reinvent this mess. If we where ignorant of some facts we just might think that is a good idea, to create some distance corporately if you have a great product or service to truck over to a new shell but there is no evidence of a product or anything in the whitepaper or on the website. Cred CX crypto is a unit of stored value as you have advertised, what confidence can one have when your crypto’s blockchain custodians “the bank” in essence is playing the shell and acquisition game? It is one of the biggest red flags you can have in the fintech sector or a very good sign if a solvent competent company takes over.

    This is the full text of that email I received this morning:

    “Your legal jargon means nothing on Reddit. You do not own 1 billion cred. And neither do I. Company is being aquired. I advise you to keep my name off social media. Thanks.”

    I am surprised he made a partial disclosure of his position in Cred CX. Something many many ICO managing member / founders are transparent about. Another thing is we know now for certain that Credits is aware of our concerns and hertofore have elected to not join us on the reddit that has been listed on the website for months! let that sink in…

    Truth is I do not own 1 billion cred and I have not said I did. I have cause to believe I should!

    L.M.I.: It is only for the sake of others I am not going to “spell” it out here. I am certain your mouth has written another cheque you can’t cash and if I call you on it, it could undermine certain things in the “acquisition” and circulation. You still think me a fool I think. I will revisit the matter when it suits me. And for sake of others if you would only ask me to drop “it” I would have respect for you in that. Sounds better than lying or avoiding it does it not? Left alone and with out negotiation I will move to have a lawyer collect. Take it to the bank and tell your partners that get rid of your liabilities or disclose them! It’s the law! It could have been as simple as one honest and frank conversation but none the less here we are.

    Perhaps Desiree Biermann has head hunted some competent executives to take on the new entity. The quality and caliber of the people who would take on a project such as this in it’s current state would have to be quite compeling to foster reasonable expectation our investments are salvageable. One can only hope and speculate as it is the policy of the current executive leadership has been one of secrecy or at the very least a sever aversion to timely transparent factual verifiable reporting so only the boys at credits know. As a result we are free to speculate on these matters absent of any verifiable facts.

    My app still does not sync accounts with the website account! The affiliate system has been broken for months and when I asked about it months ago Rick Floyd said he did not even know what affiliate system I was talking about and for him that was I suppose the correct way to deal and provide a resolution to my help request. A lie or incompetence?

    I know of one super affiliate and airdrop promoter extraordinaire who has no accounting of confirmed sales from their affiliate links. Evidence of coupons redeemed have vanished from my account and the affiliate plugin is either crippled or has been deactivated as one can no longer redeem coupons for credits cryptocurrency any longer although the coupons say no expiry and never did have an expiration date.

    No matter what there is no coin that has been delivered to us. I suppose it is trivial to ask for support for token that are just that in app tokens and not a cryptocurrency.

    Maybe they will continue to bank on the naivety of the public and succeed in recovering this limping ship under the cover of secrecy as they have done the whole time. After the Pre ICO, ICO, Crowdsales etc we might just see a Grand reopening and then maybe an actual Cred CX Coin.

    Until there is produced and delivered that which we invested in and or purchased this is just a fundraising scheme riddled with a cacophony of errors, omissions, oversights and incompetency.

    On a final note for now we have not received anything of value in exchage for investment and purchases.

    —> Broadcast Notice @Reddit: The moderator of this sub reddit is on record of citing it in an open FBI report. <---

  3. Disclosure for the record Mr.John:McIlwraith has in his possession 102,750,423.00 Creds CX (credits LLC Cryptocurrency)

    He has a contract with the Director of Fair Trade LLC who owns Credits LLC and is it’s director for which there still remains 900,000,000 Cred CX (credits LLC Cryptocurrency) due to him

    Geoff Williams has been advised to disclose his holdings in Cred CX (credits LLC Cryptocurrency) as well.

  4. The Director of Fair Trade LLC who owns Credits LLC and is it’s director LUCAS M INGRAHAM AKA LUKE INGRAHAM

    Lucas Ingraham aka Luke aka Luke Ingraham (https://www.linkedin.com/in/lukecred/) and Mr.John:McIlwraith have a contractual agreement for a total of 1 billion Cred CX (credits LLC Cryptocurrency) in Mr.John:McIlwraith favour.

  5. I have invited Rick E. Floyd and Lucas Ingraham aka “Luke” aka “Luke Ingraham” to transparently join the discussion here.

  6. To begin. Red flags popping up on several fronts.

    Rick Floyd CEO has said to me “John you have no recourse or remedy” I think he is mistaken and think others will see that as well. I stand to be corrected if wrong.

    When I asked for the postal address of Credits LLC he did not refer me to the website as it listed there but sent it over CRISP. It was off by one digit, was it an error or was it to frustrate my “little spy game” as he characterized questions that where asked of him over Crisp chat and email relay. He apologized after I wrote to his director about his insubordinate CEO Rick Floyd. Rick said “people there” gave it to him and he copied and pasted it to me. Obvious red flags.

    I then called Geoff Williams and had a frank and honest conversation with him. I want to say that in my estimation he has been honest in his words and in his written communication with me but for the record he has not given me any thing that substantiates his claims or to support my belief.

    What has transpired with credits and some might say what has been perpetrated by credits is no laughing matter and I am not playing games and believing Geoff’s reports up to now on a whim I can only hope this will have been wise.

    I believe him and have encouraged him to come here and share with us what he can. If I could cite him with out using names I would (or any one for that matter) but I cannot cite a phantom person and not make the clear connection that whom I am writing about is in fact the selfsame person as is already advertised and has been advertised for some months on the https://credits.energy website and on Linkedin Inc. ect.

    I spoke with an agent of the Denver FBI today on the phone. via Denver Office: 8000 East 36th Avenue Denver, CO 80238 denver.fbi.gov (303) 629-7171

    The agent took my information and documented my report and specifically advised us on how to proceed and what parts of my report to her to include as well as for ic3 in her referral of us to them. I have to submit some details and then I should have a casefile # (I think that is the way it goes)

    I told her on the recorded call that I was auth to speak for two others. The agent advised me based on my initial reporting that I should tell them to make a report as well separately.

    When I asked her if it was her advisement to me / them as well then is that her advisement for the public as well?

    I said as I have told others I would report my actions to them publicly and for the record I would be relaying her advisement on this sub reddit (that until yesterday was linked to from https://credits.energy)

    She said anyone who sent them money and has not received what was advertised to be certain to include that information in your individual reports. She said the more reports the more weight it will carry.

    She was clear and said to go to https://www.ic3.gov/default.aspx (Complaints: https://www.ic3.gov/complaint/default.aspx/) and there forward your information.

    Site Credits LLC (Credits Colorado Limited Liability Company Entity ID # 20171651365 )

    The key part is how and how much did you give, and did you get what you invested in or did you get what you purchased namely a cryptocurrency that you can buy, sell, and exchange and is supported by green energy and you have access to a payment gateway to cash out to fiat via linked up bank accounts.

    You can call the Denver office but the appropriate division there has my recording agents report I would imagine have the correct particulars given to them or will get it some time soon. The Denver field office is aware of what is going on.

    The report form @ ic3.gov needs to have cited re the money you sent: to whom / where, how, and for what.

    I asked her if investment / purchases via paypal and bank wires over federal / state lines only apply or is it that and crypto as well. Good news! She said crypto as well, the FBI is not going to ignore the value of your transaction as reported even if it is in crypto.

    Note: I did not ask her about payments made in negotiable instruments but obviously those apply!

    My call lasted over an hour (I have a recording of it and known and trusted associates can contact me privately regarding the .mp3 – The original agent operator who answered the phone heard what I had to say briefly and said OK please hold and forwarded me to an agent that was ready to write down the specifics and my concerns in what I am presuming is on a paper or computer file. I apologized for my rambling and for her bearing with me she she transcribed my report. LOL

    I went down a list. The following is the same list I shared with those @ Credits. I did not communicate all of it and it is noted in the list below.

    I started with my report with the issue of the alleged CFO and my conversation with him yesterday as well as my limited contact / chats I have had with them. Geoff up until yesterday was not nor ever was the CFO! (Let that sink in… )

    I said “I am confident he has not cut one cheque” and I believe he had nothing to do with the handling of investors money. I told the agent that when I contacted Geoff to see how he was settling in as CFO that he reported to me that he had declined to take on the role after it was brought to his attention L.M.I.’s arrest a few months back and that on or about that time communicated this to them.

    Two weeks or so ago Geoff wrote me:

    “Hey John, thanks for reaching out. I stepped down from the position, but i have a qualified candidate to replace that position if it still needs to be filled”

    Note: Based on yesterdays phone call my understanding is when he said stepped down what he meant was he declined to assume the CFO position that was offered to him ergo not ever employed by Credits LLC.

    This fact is a material fact. A fact which, if known, would have affected the judgment of one or more of the parties to a transaction. That Credits LLC has been holding out that Credits LLC had a CFO with a fiduciary responsibility / role with in the company and that to the public it is of sufficient importance to the matter of a decision to invest or purchase in Credits LLC in that a reasonable person would have been likely to rely on this knowledge before investing or transacting with Credits LLC!

    I also said although I believed him not to be willing complicit in miss-leading investors / public I had no concrete idea why Geoff did not know his image, name and linked in account was in use for months and him not having any knowledge of it. As was reported to me by Geoff.

    She then asked me if I was reporting fraud.

    I said that is not up for me to determine and I would be relying on the report to be investigated and they could or what ever agency or court / (DA) they refer it to should determine that. I also told here that I would provide my IP address and I have tried to use the SEC website to report these activities and attempted to submit the report to them three times and got a 403 server error each time and to please include that in the written report.

    I was put on hold briefly right after I said that and the agent came back on line and coached me on what specific information I need to reveal to them and reminded me the call was being recorded, the agent explained she was trying to write it down as best she can. I too let them know the call was being recorded and I apologized for rambling so fast and not sticking to the finical facts which is what she was suggesting at that point we get to. The jist of it is I am reporting as an investor.

    (sub text: not as advisor or party to Credits LLC. It was very nice to hear that she did not advise me to report my role as advisor just stick to reporting specifics about the money I / we invested or how and much was spent on even purchasing Creds Cx cryptocurrency. (did you catch that invested or purchased!)

    Now The “issues and facts” as shared to Fair Trade LLC / Credits LLC, the FBI and attempted reporting to the SEC.

    Issues and facts:

    Credits LLC does not hold the Trademark to “Credits” (as was initially advertised as having…)

    —>Credits LLC is and has been the whole time without a CFO.

    There is no evidence of KYC protocols used. < ---- I did not report that orally. There is no evidence you have sought legal advisement regarding applicable state and federal laws regarding the ICO of Credits LLC. <---- I did not report that orally but made it very clear I had advised that from day one!. There has been no disclosure of the amounts raised in any / all phases of Credits LLC's Pre ICO / ICO / Crowdsales. --->There is no evidence that any blockchain code work has been accomplished and it is fit for audit, review or testing by the the community. No gihub updates, no proof of work or proof of concept, no off app auth network, no mining pool, Mobile miner, blockchain wallets, etc Nothing that constitutes a viable verifiable working blockchain. (< ---- Nothing in return for that which we invested in or purchased namely a cryptocurrency backed by green energy projects. Remember the apps and website accounts are free and do not constitute a paid for product or a service delivered or rendered as advertised and paid for.) --->There is no evidence of an ecosystem

    —-> There is no evidence of a payment gateway to cash out to fiat or work has been done towards that aim.

    —->There is no evidence of investment in a 25(XX) Solar Project in the State of Denver.

    There is no evidence of Credits LLC having acquired any business licenses as they pertain to any green energy endeavours and or any / all aspects of your enterprise. < ---- I did not report that orally. There is no evidence of Credits LLC attempting to fix their affiliate system or making sure Affiliates receive credits for the confirmed paid business brought to Credits. <--- for the record I forgot to mention this on the report <---- I did not report that orally. CONTUNUED https://creds.money/to-begin-red-flags-popping-up-on-several-fronts/

    CONTINUED:

    There is no evidence of good will or transparency with the investing public, numerous people over various online chats and social media have asked questions to which there has been no response and or no verifiable answers offered. < ---- I did not report that orally other than they have demonstrably been not transparent. --->The prospectus aka whitepaper and website has changed several times after people had invested based on the information of the previous prospectus significantly changing the nature and scope of the project when funds had already been committed based on previous information.

    These are the kickers and are key to the reporting:

    You / We sent XXXX amount of money and it was delivered to Credits LLC or its CEO’s / executives via this way PayPal, Bankwire, Cash, Cheque / Check, Money order, Bank draft etc. or payments made in the form of crypto currency.

    You / We have not received a cryotocurrency from Credits LLC that we can buy, sell or exchange on any open market or an “ecosystem”.

    You / We have not received access to a payment gateway to link up a bank account and cash out to fiat on the apps, the webwallet, or an exchange! This would have been the job and duty of The CFO!

    Credits LLC is and has been the whole time without a CFO. The person who Credits purports to be fiscally responsible for the finances of Credits LLC’s is and was not truth and should have been fully disclosed before any investment or purchase was made. They willing held out to the public that Geoff Williams was in deed the CFO and we would benefit from this.

    They promoted his role! From the website “Masters in Finance. ​Geoff lives and breathes finance, it’s in his blood. He’s been involved in various successful projects from door to door sales to eCommerce. Proving he has the experience to take Credits to the next level.”

    It can not be misconstrued that Credits LLC fully intended the public to understand this as a fact and he was an active part of operations and integral to its success!

    You / We have not seen our investment and purchases invested in a green energy project delivering revenue and producing value for our credits cryptocurrency. We have seen no such advertised benefits or received any paid for product!

    As there is no cryptocurrency there is no ecosytem as advertised as a benefit from investing in Credits LLC’s cryptocurrency, there is no evidence the environment or any charities have derived a benefit from out investments and purchases.

    no off app auth network, no mining pool, Mobile miner, blockchain wallets, etc Nothing that constitutes a viable verifiable working blockchain.

    Nothing has been delivered as is advertised and said to solicit investment and purchases!

    https://creds.money/to-begin-red-flags-popping-up-on-several-fronts/

    The following posts on this thread are some thoughts and opinions

  7. “—>There is no evidence that any blockchain code work has been accomplished and it is fit for audit, review or testing by the the community. No gihub updates, no proof of work or proof of concept, no off app auth network, no mining pool, Mobile miner, blockchain wallets, etc Nothing that constitutes a viable verifiable working blockchain. (<---- Nothing in return for that which we invested in or purchased namely a cryptocurrency backed by green energy projects. Remember the apps and website accounts are free and do not constitute a paid for product or a service delivered or rendered as advertised and paid for.)" a mouthful but it is the whole ball of wax

  8. Well folks it looks like Geoff might very well have been involved in some potentially “dubious matters” visa via Credits LLC.

    I said this was not FUD. I hope now some of you will grasp the seriousness of the situation. FOMO is a powerful flaw in some of mans characters. I believe the majority of people with out blinding greed will see a pattern here. Lets accept the truth when we come to fully know it and take heart that we might see some justice delivered if needs be.

    If Lucas / Credits, it agents, actors, and or assigns believe that what I am communicating in the public in reference to my fist hand knowledge of material facts that are recorded with the FBI are slanderous and libelous please do reply here and correct the record.

    PUBLIC NOTICE: THE PUBLIC SEEKS AN AUDIENCE WITH THE EXECUTIVE TEAM OF CREDITS LLC ON THIS FORUM: https://www.reddit.com/r/CreditsCryptocurrency/

    If you know you have a cause of action to sue me personally all I can do is watch my inboxes for a Notice, it will at the very least give us disclose to all or some material facts in the discovery phase. I think the bench and counsels will raise a few eyebrows at what they “discover” and at how quickly the file grows.

    Geoff… His LinkedIn profile has vanished. That does not provide evidence of anything specific but I think it shows that his intentions are to not address us, the investing public and paying customers who where led to believe he was an active part of driving the success and fiscal management of Credits LLC. He may be the finest book keeper the world has ever know but we think it confident to think neither he nor his talents where ever employed at Credits LLC at anytime.

    Does this prove he was complicit in misleading the public over most of this year? No it does not. Does this bode well for him or for us, no I do not think it does. Can anyone be faulted for considering this yet another huge red flag?

    At one point I made it a task for me to say hello on linked in and emails with every credits team member on LinkedIn that I could or knew about. I though we where a community 🙁

    Geoff has tell me that he accepted Cred CX from Lucas. How much I do not know. Was he given some in the last few days and asked to conspire with the executives at Credits in “disappearing” and not disclosing his actions and those of Credits in relation to what appears to be several civil and criminal actions? Based on what we do not this is not out of the realm of possibility in my estimation.

    Right now all we know is that he is not being advertised as the CFO anymore. I think that is because he never was the CFO and after my conversations with him and after reading this Cred CX investor / customer reddit I think he has bolted. I can reasonably expect that he will be watching this reddit, any sane person would. Based on public information and to the best of my knowledge Geoff is working as a Mortgage Broker with Quicken Loans / Mortgage. I can only imagine the stress this is placing on him. Perhaps his lawyer has told him to take the actions he has ie take down of him from the credits.energy website, deleting LinkedIn profile, and not taking the opportunity as of yet to address the public here. At this point n time no one could fault him for lawyering up.

    Rick Floyd has told at least one investor that this reddit group is just “chatter”… Let that sink in… Yes folks as a here post reads “they are unethical & clearly out of their depths these hustlers will probably always piss on our legs and tell us it is raining credits cryptocurrency”

    Is there anything or anyone that can correct anyone of us in our thinking that this very well maybe a poorly executed get rich quick scheme that appears to have employed fraud and deception? Please make your case here.

    We know that Credits knows this sub is active and seeking a transparent dialogue with them on a public forum something they have not provided. They have gone so far as to block me from using their Facebook page which I can tell you from experience is moderated to scrub any thing that asks them to perform or address anything they determine not in their interest to do, including providing access to verifiable information.

    Again CEO Rick Floyd, and COO Jared Wells have been apprised that we are seeking their cooperation in clarifying their actions and inaction regarding these matters and have kindly asked them to participate in a group that was for months listed on their website.

    In this case they are not moderators at this sub reddit that cannot be denied was created as a Cred CX user forum. In fact I made multiple requests in early 2018 for them to nominate one or more of them to become moderators here. We had come to a working agreement and restructuring of the project and every aspect of the proposed separate democratic opensource based foundation to take over the project. They bailed! I mean they Bailed!

    One of the first orders of the first failed restructuring (And lets face it… Credits Team failed in it. ) was to use generally accepted procedures. I have consistently in my communications have pointed out the need to navigate certain waters with due diligence and to keep it all on the record. I can honestly say to the public I gave to “Luke” sound and just advise and I brought forth insight and some very concise advisement. I care about his well being in his private life and lent him my support and prayers regarding his private life. I am not out to get anyone or any anybody.

    I will write / post at a future date regarding early 2018

    I would also like to point out the optics on this are not good and not coming forward and being forthright on a open platform is quite telling. “The silence is deafening”

    Lets say that every single point of failure of this project (as no one can say it is a success we have not even been delivered a product) is as a result of “mishaps” and that these “executives” as one might call it, really wanted to follow through on what they solicited investment / purchases for. Even if they are doing the very best that they can…

    Then at the very least one might reasonably consider if their conduct is Gross negligence: “the lack of slight diligence or care” or “a conscious, voluntary act or omission in reckless disregard of a legal duty and of the consequences to another party.” In this case there is potentially thousands of parties and transactions. Furthermore ” …a person injured as a result of gross negligence may be able to recover punitive damages from the person who caused the injury or loss.)

    I think the state should find just cause and step in, file an injunction to cease and desist.

    If Ricks well document dislike of me calling him and the company out on their project and their goings on was not a wedge between us I would very politely ask him if as CEO of Credits LLC if he thought perhaps the state stepping in may not be the best way to “right the ship”? If not then I pose the same question to his director Lucas and parent company Fair Trade LLC’s President or CEO and or director/s the selfsame question.

    At this point I am surprised the vps provider is still allowing them to carry on. Godaddy and Paypal have seemingly given them the boot.

    “Some think they have already crashed and some think now is the commencement of the burning stage of this company’s crashing & burning!”

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